Flexible financing to expand your business.
Draw what you need, when you need it — and pay interest only on what you actually use. A safety net for the unexpected, and a runway for the opportunities you don't want to pass up.
See your line of credit offers
Soft credit pull only. No impact on your score.
Capital that waits for your moment
A business line of credit gives you access to a fixed pool of capital you can draw from whenever you need it — and you only pay interest on the portion you actually use. It's ideal for managing cash-flow gaps, covering recurring expenses, or jumping on a short-notice opportunity without scrambling.
- Revolving access to capital
- Pay only for what you use
- No obligation to draw
- Ready when opportunity shows up
A simple line with flexible features
The main advantage of a line of credit is financial flexibility at a lower cost. When surprises hit, the credit is already there. No scramble, no surprises.
Simplified process
Streamlined, paperless, and fast — built to respect your time.
Competitive rates
Shopped across our 80+ lender network so you see real terms, not just the first offer.
Expert funding advisor
One dedicated rep who learns your business and stays with you long-term.
Relationships that last
Thousands of owners come back for their next round. We earn it each time.
Available across the country
- Minimal paperwork
- All industries welcome
- No up-front costs
- No obligations
- 90%+ approval rating
- Lower credit welcome
Great for covering:
- Seasonal inventory buys
- Payroll during slow weeks
- Surprise repairs
- Vendor discounts for early payment
- Marketing pushes on short notice
- Short-term cash flow gaps
Flexibility, on your terms
A line of credit is there when you need it — and costs nothing when you don't. Use it to cover nearly any small-business need, and only pay interest on what you draw. That's the real value: it's as flexible as you want it to be.
- Flexible financing
- Multiple use cases
- No obligation to use
- Pay for what you use
Built for every kind of operator
Pretty much straightforward to apply
You'll typically need about 6 months in business, $50K+ in annual revenue, and a credit score around 560 or higher. Some lenders require a personal guarantee. Our 15-minute application lets you compare line of credit options from 80+ lenders in one place.
See the Full Process