Get funded in three simple steps.
From application to funded account, our process is transparent, fast, and built around you. See exactly what to expect before, during, and after.
See your offers in minutes
Soft credit pull only. No impact on your score.
Simple, transparent, and designed around your time
You move as fast as you want. We keep everything clear and in writing — no surprises at any step.
Free application, 24/7
- 15-minute online application
- No collateral requirements
- Soft credit pull only
- Lower credit is okay
Real offers, real explanations
- Quotes from 80+ lenders
- Dedicated funding expert
- Transparent terms & costs
- No pressure, no obligation
Money in your account
- Same-day to 48-hour funding
- No out-of-pocket fees
- Flexible use of capital
- Ongoing expert support
A free, 15-minute application — and honest guidance after
Small business owners have a lot on their plate. That's why we handle the paperwork for you. Apply once, and we'll shop the market across our 80+ lender network. Funding can be made available within 48 hours of approval, with no upfront costs.
- Fixed rates
- Funds within 48 hours
- No restrictions on use
- No out-of-pocket fees
What makes our process different
We built Republic around the idea that business owners deserve clarity. So every step is designed to tell you the truth — quickly — and help you make a good decision.
Simplified process
Paperless, streamlined, and built to respect your time.
Competitive rates
Shopped across our network so you see real market terms, not just the first quote.
Expert advisors
A dedicated rep who walks you through trade-offs — in plain English.
Long relationships
We build long-term relationships, not one-time closings.
Free, quick, and no obligation
After completing your 15-minute application, our lending professionals will present you with multiple offers — with zero obligation to accept. Compare offers side by side, understand the trade-offs, and choose the terms that fit your business.
Get My Offers