The classic way to elevate your business.
A lump sum of capital, a fixed rate, and a clear repayment schedule — the timeless way to fund growth, expansion, or major investments on your timeline.
See your term loan offers
Soft credit pull only. No impact on your score.
Predictable capital for your next big move
A term loan is one of the most straightforward ways to fund your business. You receive a one-time lump sum, then repay it at a fixed rate over a set period. Most owners use term loans for larger, higher-impact investments — a new location, a hiring push, a major piece of equipment, or a strategic growth play.
- Fixed, predictable payments
- Clear payoff timeline
- Great for large, one-time investments
- Competitive rates for qualified borrowers
A simple loan with flexible features
No two businesses are the same. Our term loans adapt to real-world needs — from equipment to hiring to working capital for the next phase.
Simplified process
Streamlined, paperless, and fast. Our online application saves time so you can stay focused on running your business.
Competitive rates
Terms customized to your needs, shopped across our lender network. We're built to set your business up for success — not just to close.
Expert funding advisor
One dedicated rep from application to funding — and for your future financing needs too. You'll always have a real person in your corner.
Relationships that last
We've helped thousands of owners. Many come back for their next round — because trust, once earned, compounds.
Available across the country
- Minimal paperwork
- All industries welcome
- No up-front costs
- No obligations
- 90%+ approval rating
- Lower credit welcome
What business owners use term loans for
- Expanding to a new location
- Buying a competitor or book of business
- Major equipment purchase
- Large hiring or marketing push
- Renovation or build-out
- Consolidating higher-cost debt
Why a term loan works so well
A term loan is a great fit when you need a large, predictable sum to invest in your business. Fixed rates make budgeting simple. Structured payments keep your cash flow steady. And the longer repayment window keeps monthly obligations manageable.
- Fixed rates
- Funds within 48 hours
- No restrictions on use
- No out-of-pocket fees
Funds to fuel almost anything
Getting your term loan takes about 15 minutes
Spend a few minutes answering questions about your business, credit, time in business, and revenue. You may be asked to upload recent bank statements or P&L. Once approved, you can access your funds in as little as 24 hours.
See the Full Process